Disclaimer

General Disclaimer

This Disclaimer applies to the use of Ledger Academy and its content. We provide information for general educational and informational purposes only. The content on our website, including guides on financial reporting, balance sheets, cash flow statements, and key performance indicators under HKFRS standards, is designed to offer practical knowledge to individuals interested in financial analysis.

We make no representations or warranties regarding the accuracy, completeness, or timeliness of any information presented. While we strive to ensure that our educational materials are current and relevant, financial regulations and standards may change. We recommend that users verify any information independently and consult with qualified professionals before making any decisions based on our content.

Our courses and guides are intended to supplement formal education and professional training, not to replace them. We are not responsible for any inaccuracies or omissions in our materials, nor for any losses, damages, or claims arising from the use or misuse of information provided through our platform.

No Professional Advice

The information provided through our financial reporting and statement analysis courses should not be construed as professional financial, accounting, legal, or investment advice. We do not provide personalized advice, consultations, or recommendations tailored to your specific circumstances or business needs. Any content discussing HKFRS compliance, balance sheet preparation, or cash flow analysis is presented in a general educational context only.

Users should not rely solely on our materials for making critical business or financial decisions. Before implementing any practices or strategies discussed in our courses, we strongly encourage you to seek guidance from qualified accountants, financial advisors, or other relevant professionals who can assess your unique situation. We bear no responsibility for decisions made based on information obtained from our educational resources.

All content is provided on an as-is basis. We do not warrant that our courses will meet your specific learning objectives or that the information will be suitable for your particular needs. Your use of our platform constitutes an acknowledgment that you understand this limitation.

Liability Limits

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your access to or use of our website and educational materials. This includes but is not limited to damages resulting from lost profits, business interruption, or data loss, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims related to your use of our courses or services shall not exceed the amount paid by you, if any, for access to our platform during the twelve months preceding the claim. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability, so some of these limitations may not apply to you.

We are not responsible for the availability, accuracy, or functionality of third-party resources, links, or materials referenced in our courses. Any reliance on such external content is at your own risk. We reserve the right to modify, suspend, or discontinue our services at any time without notice or liability to you.

By accessing and using our educational platform, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If you do not agree with any part of these terms, you should discontinue your use of our services immediately. We may update this Disclaimer from time to time, and your continued use of our platform following such updates constitutes your acceptance of the revised terms.