Terms of Service

Last updated: May 16, 2026

Acceptance of Terms

These Terms of Service govern your use of Ledger Academy and its services. By accessing and using our website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must discontinue use of our platform immediately.

We reserve the right to modify these terms at any time without prior notice. Your continued use of our services following any changes constitutes your acceptance of the revised terms. We recommend reviewing this document periodically to stay informed of any updates. If you have questions about our terms, we encourage you to reach out before proceeding.

User Obligations

When using our platform, you agree to comply with all applicable laws and regulations, particularly those governing financial reporting and accounting practices in Hong Kong under HKFRS standards. You are responsible for maintaining the confidentiality of any account information and for all activities conducted through your account.

Users must not engage in unauthorized access, data scraping, or any activity that disrupts our services. You agree not to reproduce, distribute, or transmit any educational content without proper authorization. We expect all users to use our resources ethically and in accordance with professional accounting standards. Violations of these obligations may result in immediate account suspension.

Intellectual Property Rights

All content on our platform, including guides on balance sheets, cash flow reports, and financial statement analysis materials, is protected by intellectual property laws. We retain exclusive ownership of all course materials, educational resources, and proprietary information related to financial reporting and performance indicator analysis.

You are granted a limited, non-exclusive license to access and use this content for personal, educational purposes only. Reproduction, modification, or commercial use of our materials without written consent is strictly prohibited. We protect our intellectual property vigorously and reserve the right to pursue legal action against unauthorized use or infringement of our content.

Limitation of Liability

Our educational materials are provided for informational purposes and should not be construed as professional financial or accounting advice. While we strive to ensure accuracy in our courses on balance sheets, result statements, and HKFRS compliance, we make no warranties regarding the completeness or accuracy of the content provided.

We shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability is limited to the amount paid for our courses. Users should consult with qualified accounting professionals before making financial decisions based on our educational content. We recommend independent verification of all information provided in our training materials.

Termination of Services

We reserve the right to suspend or terminate your access to our platform at any time, with or without cause, and with or without prior notice. Termination may occur if you violate these terms, engage in prohibited activities, or fail to comply with applicable regulations governing financial education in Hong Kong.

Upon termination, your right to access our courses and educational resources ceases immediately. We may retain certain information as required by law or for legitimate business purposes. Any provisions that by their nature should survive termination will continue in effect. We will make reasonable efforts to notify you of termination except in cases of severe violations or legal requirements preventing notification.